Business Checking & Savings

At Fortify Wealth Hub, we look to offer products that allow our customers to stay in touch with us and their finances on the go.

From comprehensive online banking at your home or office to our mobile banking solution through your smartphone, we strive to embrace technology while realizing that it means nothing without the people behind the products taking care of those who have allowed us to grow since 2004, you the customer. We trust you will find the product right for you.

We can offer the services you need for your business, like ACH Origination and Remote Deposit Capture (subject to approval).

All Accounts Include

FREE ATM/Debit Card • FREE Online Banking, Bill Pay and Mobile Banking with enrollment

Free check images with monthly statement for easy record keeping

Business Checking

$100.00 initial deposit
No service charge with $500 minimum daily balance
Unlimited Transactions
1st Capture Services available to qualifying customers (remote deposits of checks into business accounts)
Direct Deposit Payroll Processing via ACH originations available to qualifying customers

Interest Bearing Commercial Checking (IBCC)

Interest Bearing Account, Compounds Monthly
$2,500 initial deposit
No Service Charge with $2,500 minimum daily balance
Unlimited Transactions
1st Capture Services available to qualifying customers (remote deposits of checks into business accounts)
Direct Deposit Payroll Processing via ACH originations available to qualifying customers

Business Money Market

Interest Bearing Account
$2,500 Initial Deposit
No Service Charge with $2,500 Minimum Daily Balance
6 withdrawals allowed each statement cycle
Unlimited deposits

Beneficial Ownership - What you need to know

Beginning on May 11, 2018, all banks will be subject to a new rule under the Bank Secrecy Act when opening an account on behalf of a business or covered “legal entity". It is intended to assist the government and law enforcement in the ongoing fight against money laundering and the financing of terrorism. When an account is opened on behalf of a business, or covered “legal entity,” we will be required to ask you for certain identifying information of the “beneficial owners” of the business.

The rule defines a beneficial owner as:

Each individual that has 25 percent or more of the equity interest in the business (ownership prong); and
One individual that has the authority to exercise control of the legal entity (such as a CEO, executive officer or treasurer) otherwise known as “control prong" Each time a new account is opened, you will be required to provide the following information for each Beneficial Owner:
Name
Address
Date of Birth
Social Security number or Passport number and country of issuance, or other similar identification
In addition, you will need to provide a legible copy of each Beneficial Owners identification and signed certification form attesting to the accuracy of the information provided. This information must be collected whether or not the individuals are bank clients.

If your business will frequently need to open new accounts or loans with us, please keep this information current and on file for future use.

If you have any questions, please don’t hesitate to contact us at any of our locations. We greatly appreciate your business and look forward to helping grow your business together.